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  Interest rates are at an all time low, but how long will it last? Here and in many other economies, the steady decline in interest rates means investors and SME owners can borrow larger sums of money for business interests and mortgages. Banks are more than willing to provide these funds, even relaxing the tougher borrowing conditions of the past few years. However, these rates may not last, with many experts believing that the downward trend in interest rates is coming to an end. Before rates begin to rise again, SMEs may want to consider capitalising on the low rates. Putting as much money into your existing large loans can potentially save thousands. If a business’s loans come from various sources, an SME could look into consolidating them into one low rate account. This will help organise debt as well as keep track of it. Next look at the business credit cards. If the current supplier is not dropping their rates; shop around for a more flexible competitor. And although property i